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Start Date and Waiting Periods
Accident & illness coverage starts on 3/26/14 12:01 AM ET. Orthopedic coverage starts in 6 months, but can be waived down to 14 days. Learn More
How We Handle Waiting Periods
If your pet had symptoms or was diagnosed with an illness, injury, or condition before enrolling or during the waiting period then this will be considered pre-existing going forward.
Accident and Illness Waiting Period
There is a 14-day waiting period for both accidents and illnesses.
Orthopedic Condition Waiting Period
There is a 6-month waiting period for all orthopedic conditions in dogs. This 6-month waiting period does not apply to cats. The orthopedic waiting period is not waivable in NH.
Embrace will reduce the waiting period for orthopedic conditions for your dog to 14 days if your veterinarian completes the Canine Orthopedic Waiver, at your own expense, showing that your dog is not currently showing any signs of orthopedic injury or illness.
If your pet currently has or had an injury or condition that is on one side only then occurrences of this injury or condition on the other side will be excluded under your policy.
Still Not Sure?
Call Embrace Pet Insurance at 1-800-511-9172 or email us at firstname.lastname@example.org if you have any doubts about whether a condition that your pet has or had will be eligible for coverage with us.
You will receive an email when your application has been processed.